MWRD Employees Credit Union - Our Commitment to Your Privacy

Our credit union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union.

As a member of our credit union, you also have a responsibility to safeguard your financial information.

To ensure that you can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy:

• Our credit union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services - no more. The information that we collect about you may come from the following sources: applications and forms that you complete with us, transactions with us or others, consumer reporting agencies, and from verifying information you provide on applications or forms - this may be obtained from current or past employers, or from other institutions where you conduct your financial transactions.
   
• Our credit union will protect your personal information. Our credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
   
• You will always have access to your information. As a member of our credit union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate. Should you have any questions regarding the Privacy Policy, Privacy Notice or any information that we have collected on you, please contact the credit union office in writing at MWRD Employees Credit Union, 100 E. Erie Street, Chicago, IL 60611, Attn: Privacy Policy Administrator. You may also email us through our web site via "Contact Us". For security reasons, we may call you to confirm your request.
   
• Our credit union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
   
• Our credit union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members' economic well-being. Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms.
   
• Our credit union is currently not sharing any information with our business partners, but should we do so in the future, our credit union will offer you a choice in how your information is used. Any member of our credit union may elect to keep their information from being shared with our business partners. We will inform you at that time on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed. At least once a year, we will remind all members of your right to choose.