VISA^® Platinum
>The Credit You Deserve

Carrying at least one credit card is nearly essential in today's marketplace. Carrying the right card actually improves your financial picture. And it simplifies your life when shopping online, making reservations, settling your vacation bills, or running daily errands.

Why Our Credit Card Is an Especially Smart Choice

You know that paying a lower interest rate saves you money over time.

Pay off those high-rate cards you have from other lenders², and pocket the interest savings, or use it to add enjoyment to your life!

After the 12-month introductory period, our VISA Platinum rate is still as low as 8.9% APR*, depending on your credit history, which is one of the lowest rates available.

Enjoy the Service You Expect… and A Little More

The MWRD Employees CU VISA offers all of the world-class service you expect.

• Worldwide acceptance anywhere the VISA logo is displayed
• No annual fee
• No balance transfer fee
• Free auto rental insurance
• $150,000 travel accident insurance

Plus, we have enhanced your credit union credit card with value-added features that fit your lifestyle:

• 90-day product protection
• $1,000 Identity Theft insurance
• Identity Theft victim assistance
• Payment card registration
• Travel reservation service

Apply online, by phone or request an application from any of our friendly Member Service Representatives. When you apply, be sure to complete a Balance Transfer form, so that you can take advantage of our 2.9% APR* introductory rate!

* APR=Annual Percentage Rate. Rates after introductory period based on applicant's credit score and range from 9.9% APR to 19.9% APR. Credit and cash advance limits vary accordingly. Cash advance rate 21.9% APR. Rates subject to change without notice. Complete terms and conditions available on application.
¹ Introductory rate only; limited time offer; subject to change without notice. Missed or late payments will result in revocation of the introductory rate; credit card holder will then pay the rate designated on approval. Penalty rate is 24.9% APR. Complete terms and conditions available on application.
² Balance transfers made up to credit card holder's approved credit limit. Balances on other credit accounts may not be paid in full if credit card holder does not have a sufficient credit limit. Credit Union is not responsible for balance transfer payments that are lost or delayed in the mail. Card holder is responsible for all credit accounts until they are confirmed paid in full by original lender.